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Financial aidMedcenter One College of Nursing recognizes that many students and their families do not have the financial resources to meet the total costs of higher education. Therefore, students who are unable to meet these costs are encouraged to apply for financial assistance. Who can apply?Students applying for federal financial aid must:
top How to applyTo determine eligibility for financial assistance, a student must complete the Free Application for Federal Student Aid (FAFSA) or the renewal FAFSA if the student had applied for financial aid the previous year. The student must list Medcenter One College of Nursing as a college they plan to attend to be sure the financial aid department will receive the results of the FAFSA. Before any aid is disbursed, a student must be accepted in the program, pursuing a degree, and attending classes at the college. Our federal school code is 009354. When to applyThe Financial Aid Director handles applications in the order received. All students are encouraged to apply by March 15 if they wish to apply for the North Dakota State Grant program and by May 1 if they wish to be considered for the federal Supplemental Educational Grant (SEOG), Federal Perkins Loan, Federal Work Study, and Federal Nursing Loan programs. Applications must be made each academic year, because renewal of financial aid is not automatic. Financial aid forms are available for the forthcoming academic year after January 1. FAFSA can be completed on-line at www.fafsa.ed.govAll student accounts must be paid in full by the fourteenth day of instruction. If payment is not received or special arrangments made by the fourteenth day, students will be charged a late fee of $5 per day, not exceed $15. After the twentieth day of instruction, any student with an outstanding balance will be dropped from enrollment and will be required to pay a $25 late registration fee to re-register. Entrance loan counselingAll of the federal student loan programs, including the Federal Stafford Loan, Federal Unsubsidized Stafford Loan, Federal Perkins Loan and Nursing Student Loans, require that a student attend an Entrance Loan Counseling session before Loan checks may be released. You may complete the following on-line version of Entrance Loan Counseling to satisfy this requirement at Medcenter One College of Nursing. All borrowers who will be receiving any type of Federal student loan for the first time at Medcenter One College of Nursing must complete Entrance Loan Counseling before any loan checks will be disbursed to the borrower. Once you have completed your entrance loan counseling session, print and turn in a copy of the confirmation page. Please complete this Entrance Loan Counseling requirement well in advance of your first scheduled disbursement of your first loan. The web address for online federal loan counseling is http://mappingyourfuture.org. Sources of financial aidMedcenter One College of Nursing provides the following types of financial aid:
Pell GrantAvailable to undergraduate students pursuing their first bachelor's degree. The amount of the grant is based on the EFC (student's family contribution) and the cost of education.Federal Supplemental Educational Opportunity Grant (FSEOG)Priority is given to students who qualify for a Pell Grant. Funds will be disbursed as available. Academic Competitiveness GrantProvides grant funds up to $750/yr for first year student and $1300/year to second year student to students who are Pell Grant eligible and who have completed a rigorous school program. A second year student must also have a cumulative grade point average of 3.0 or higher on a 4.0 grade scale.North Dakota State Student Incentive Grant Program (State Grant)To apply, students must be a US citizen and a legal resident of North Dakota, engaged in full time studies, and enrolled in a degree seeking program. Students apply by completing the FAFSA. The deadline for priority consideration is March 15. Additional information may be obtained from : North Dakota University System
Medcenter One Nursing Student Tuition Loan ProgramThis program is offered to all students who meet the admission requirements, who maintain the necessary standards to remain a student in good standing at the College of Nursing, and who upon graduation wish to be considered for employment as a registered nurse by Medcenter One Health Systems. The tuition loan provides up to $2,750.00 per semester of enrollment. The tuition loan may be repaid by either cancellation of the loan through employment at Medcenter One or one of it affiliates or by direct payback of the amount recieved. If repaid through employment, $516 will be cancelled for each month of fulltime employment with Medcenter One or one of its affiliates. Students wishing to apply for the tuition loan program must notify the Financial Aid Office. Federal Stafford Loan (subsidized and unsubsidized)These loans provide eligible students with long term, low interest loans to meet educational expenses. Federal subsidized Stafford loans provide students with need, low interest loans. Interest accrued while a student is attending school with at least six credits, or has loans in grace period or in a deferment status will be paid by the federal government. Federal unsubsidized Stafford loans provide non need based low interest loans to students who need additional funds to meet the cost of education. Students must complete the FAFSA if they wish to be considered for this loan. The total combined debt of both subsidized Stafford loan and unsubsidized Stafford loan debt for a dependent student cannot exceed $31,000, of which no more than $23,000 can be subsidized Stafford loan. The combined debt of both subsidized Stafford loan and unsubsidized Stafford loan for an independent student cannot exceed $57,500, of which no more than $23,000 can be subsidized Stafford loan. Repayment begins six months after the student has graduated or dropped below six credits. The maximum repayment period is ten years, however many students may be eligible for alternate repayment plans such as income based repayment, graduated repayment plan, or extended repayment plans. Students receiving the first subsidized or unsubsidized Stafford loan at Medcenter One College of Nursing must complete entrance loan counseling online at http://mappingyourfuture.org prior to receiving loan disbursement. Federal Plus LoansThis loan is an alternative loan available to the parents of dependent students. The Plus Loan maximum is the difference between the cost of education less any other aid received by the student. The interest rate is variable and repayment begins immediately after the last disbursement of funds.Federal Perkins LoanA 5% interest loan with a $4,000 per year limit. This is a campus based loan and the priority deadline to be considered for this loan is May 1. This loan is given upon the availability of funds. Students must complete the FAFSA and have an eligible EFC to be eligible for this loan. This loan does have a cancellation benefit. Repayment begins nine months after the student drops below six credits. Students receiving the first loan at Medcenter One must complete entrance loan counseling online at http://mappingyourfuture.org prior to receiving loan disbursement. Federal Nursing LoanA 5% interest loan with a $5,500 per year limit. This is a campus based fund and priority is given to students who apply early. Students must complete the FAFSA and have an eligible EFC to be considered for this loan. This loan is given based upon the availability of funds. Repayment begins nine months after the student drops below six credits. Students receiving the first loan at Medcenter One must complete entrance loan counseling online at http://mappingyourfuture.org prior to receiving loan disbursement.Federal Work StudyOn a limited basis, job opportunities are available on campus under the college work study program. At least 7% of the funds awarded are for community service positions. Demonstration of financial need is requried. The FAFSA must be completed. Contact the financial aid director for more information.Institutional scholarshipScholarships are offered to students based on academic achievement, financial need, and other criteria requested of the scholarship donors. In the 2007—2008 academic year, over $32,650 in scholarships were awarded to our students. For more information about institutional scholarships or to find additional sources for financial aid, request our catalog on-line or contact our financial aid office at: Medcenter One College of Nursing
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